? Privacy Policy
Effective Date: 01.06.2025
At SK Smart Money (https://www.sksmartmoney.in), we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in compliance with GDPR, Indian IT Act, and other applicable privacy regulations.
? 1. Information We Collect
We may collect the following types of personal and non-personal data:
- IP address and browser type
- Usage data (pages visited, time spent, click behavior)
- Cookies and tracking technologies
- Comments or contact form submissions (name, email)
- Affiliate or referral clicks
We do not collect any sensitive personal data such as passwords, financial details, Aadhaar numbers, or biometric information.
? 2. How We Use Your Information
We use your data to:
- Improve website functionality and user experience
- Monitor traffic via Google Analytics
- Display targeted or contextual ads via Google AdSense
- Provide SEO-based recommendations via Rank Math
- Enable social media sharing through plugins like Sassy Social Share
- Respond to queries or comments
? 3. Cookies & Tracking Technologies
We use cookies to enhance your experience. These may be set by:
- Google Analytics
- Google AdSense
- Rank Math SEO
- Social sharing plugins
- WordPress performance plugins (e.g., Autoptimize)
You may disable cookies via your browser settings. Note that doing so may impact functionality.
? 4. Third-Party Services
We use the following third-party services that may collect or process your data:
✔ Google Analytics
We use Google Analytics to understand website usage. Google may collect:
- IP address
- Browser information
- Time spent on pages
Google may set cookies for tracking. See Google’s Privacy Policy for more.
✔ Google AdSense
We display ads via AdSense, which uses cookies to show personalized or contextual ads. Users in the EU will be prompted for cookie consent before these ads are shown.
You can manage ad preferences through Google Ad Settings.
✔ Rank Math SEO
Rank Math SEO may analyze your post content, metadata, and keywords. It does not collect or store user personal data.
✔ Sassy Social Share (Social Sharing Plugin)
We use Sassy Social Share to enable content sharing on platforms like Facebook, WhatsApp, and Twitter.
- This plugin does not store personal data.
- It may track interactions (e.g., share counts) and retrieve IP or device info via APIs of social platforms.
- No cookies are set unless you interact with the buttons.
? 5. Comments and Forms
If you leave a comment or fill out a contact form:
- Your name, email, and message are stored in our WordPress database.
- We do not use this information for marketing or sharing purposes.
- We do not sell or rent any of your data.
?? 6. GDPR Rights (If You’re in the EU)
If you’re located in the European Union, you have rights under the GDPR:
- Right to access your data
- Right to correct or delete your data
- Right to restrict or object to processing
- Right to data portability
To exercise these rights, contact us at: SKSMARTMONEY@GMAIL.COM
? 7. Data Sharing & Disclosure
We do not sell, trade, or rent your personal information to third parties.
However, we may share data with:
- Google (for analytics and ads)
- Plugin providers (like Sassy Social Share)
- Legal or government authorities (if required by law)
? 8. Data Retention
- Contact form entries: Retained for 6 months.
- Analytics data: Retained for 26 months (Google default).
- Comments: Retained indefinitely unless deleted by the user/admin.
?️ 9. Data Security
We implement security measures to protect your data from unauthorized access. This includes:
- Secure SSL (HTTPS)
- Limited admin access
- Regular plugin/theme updates
? 10. External Links
Our website may contain links to third-party sites. We are not responsible for their privacy policies or practices. Please read their policies before sharing personal information.
✏️ 11. Changes to This Privacy Policy
We may update this privacy policy from time to time. We encourage users to check this page regularly. Continued use of the site means you agree to the updated terms.
? Contact Us
If you have any questions or concerns about this Privacy Policy, reach out to us at:
Email: sksmartmoney@gmail.com
Website: https://www.sksmartmoney.in